Due Diligence FAQs

Due Diligence is a structured investigation into the background, credibility, financial stability, and potential risks associated with a person, company, or transaction. It is designed to verify the truth behind public claims, detect red flags, and support risk-informed decision-making. Toro’s Due Diligence service uses open-source intelligence (OSINT), public records, corporate data, litigation checks, and more to provide a comprehensive view of who or what you’re dealing with.

Conducting proper Due Diligence reduces the risk of fraud, reputational damage, and regulatory breaches. It ensures that business decisions - whether in hiring, investment, partnership, or procurement - are based on accurate, verified information. In today’s environment, where financial crime, shell companies, and hidden affiliations are common, Due Diligence is a vital tool for protecting your organisation from exposure. Toro helps you see beyond surface-level data to assess true credibility and integrity.

Toro’s Due Diligence service can be tailored to your specific needs but typically includes identity verification, company structure analysis, financial checks, regulatory compliance screening, and litigation history. We also assess affiliations, political exposure (PEP status), sanctions, reputational risk, adverse media, and links to criminal activity. For high-risk or international cases, we provide source commentary, translations, and jurisdiction-specific context. Each report is clearly structured, easy to understand, and built around your business risk profile.

Due Diligence should be used whenever you are entering into a relationship or transaction that could carry risk. This includes mergers and acquisitions, investments, joint ventures, vendor onboarding, C-suite hires, and funding rounds. It’s also vital in compliance-driven industries such as finance, legal, real estate, and healthcare. Whether you’re dealing with individuals or corporate entities, Due Diligence provides peace of mind and helps meet internal and regulatory requirements.

Yes. While a background check may focus narrowly on identity, employment history, or criminal records, Due Diligence offers a far more detailed and strategic analysis. It includes a broader scope of checks - covering financial health, reputational history, corporate networks, political exposure, and legal liabilities. Toro’s Due Diligence reports are designed to support high-level business decisions, rather than just basic screening.

Absolutely. Toro conducts Due Diligence investigations in full compliance with UK law, using only legally accessible sources of information. We do not use intrusive surveillance or covert methods. Our investigators are trained in data protection, OSINT methodologies, and regulatory frameworks such as AML (Anti-Money Laundering), GDPR, and KYC (Know Your Customer). All findings are presented responsibly and ethically, with privacy and accuracy at the core of our approach.

The timeframe depends on the scope, jurisdiction, and complexity of the target. Standard Due Diligence cases are typically completed within 5 to 10 working days. More complex or international cases may take longer - particularly if translation, legal research, or multi-layered entity mapping is involved. Toro always agrees a clear timeline in advance and can accommodate urgent requests with accelerated service options where necessary.

Yes. Toro frequently conducts Due Diligence on overseas individuals, organisations, and assets. We have access to multilingual analysts, global databases, and local insight across a wide range of jurisdictions. From offshore structures to sanctions checks, we provide country-specific context to ensure you understand the risks associated with international exposure. Our global Due Diligence services are particularly useful for cross-border investments, supplier vetting, and international executive appointments.

Toro’s Due Diligence reports are designed to be clear, concise, and actionable. Each report includes a summary of key findings, a risk rating, and a breakdown of information across key categories - such as financial health, legal history, corporate structure, and reputational exposure. We also highlight any red flags and provide context around why a finding matters. Our reports are used by senior executives, legal teams, investors, and compliance professionals as part of their governance and risk management processes.

You can request a Due Diligence investigation by contacting Toro via our website or reaching out directly to our investigations team. After an initial confidential consultation, we’ll define the scope, agree on objectives, and provide a proposal that matches your needs. Once agreed, our team begins the investigation - delivering high-quality insights that help you proceed with confidence. Whether you need a quick credibility check or a full pre-transaction risk assessment, Toro has the experience and tools to support your decision-making.